Insurance Coverage After An Auto Accident In Pennsylvania

Helping You Understand Who Pays After a Car Accident

After you have been injured in an auto accident, one of your most immediate concerns is likely who will be covering the costs associated with your medical care, lost wages and other financial damages. These concerns may lead to confusion when it becomes apparent that different insurance companies may be liable for different parts of your accident.

At the Pittsburgh law firm of Joyce & Bittner, our knowledgeable personal injury lawyers each have more than 25 years of experience helping car accident victims throughout the state. Our lawyers understand the complexities involved in personal injury claims and will be able to explain the intricacies involved in insurance coverage after an auto accident in Pennsylvania. Contact our Pittsburgh-based law firm today to learn more in a free consultation.

Explaining the Basics of Insurance Coverage After an Auto Accident in Pennsylvania

Along with helping you through special insurance situations involving uninsured or underinsured motorist claims or insurance concerns regarding motorcycle accident victims, we are also here to assist you in clearing up any confusion regarding your general insurance policies. The best way to ensure your financial losses are covered is to have an experienced Pennsylvania auto accident attorney review your auto insurance policy. At our firm, we are available to assess your policy for you and help you take the next best steps to receiving the compensation you need.

Limited Tort Coverage Versus Full Tort Coverage

Basically, every insurance company covers first-party benefits when their insureds are injured in accidents. These benefits cover a certain amount of medical bills and wage losses. Above and beyond that, an insured individual can purchase either limited tort or full tort coverage.

The difference between these two types of tort coverage really depends on the severity of the injuries sustained and whether the insurance company will cover certain losses. For instance, under limited tort coverage, you generally cannot sue for pain and suffering or any other noneconomic damages. This type of coverage often limits what an injured individual can recover in cases involving whiplash and other soft-tissue injuries. At Joyce & Bittner, we never recommend that our clients choose the limited tort option.

Contact Our Pittsburgh Car Accident Insurance Coverage Attorneys

To learn more about your insurance coverage after an auto accident in Pennsylvania, contact our Pittsburgh personal injury law firm. We offer free initial consultations to new clients.